Compliance
Compliance built into the core
PillarsCore gives financial institutions the tooling and evidence needed to operate under central-bank supervision, data protection law, and international AML/CFT standards.
KYC
Ghana Card verification, document capture, duplicate detection, and risk scoring, with configurable enhanced due diligence for higher-risk customers.
AML / CFT
Sanctions and PEP screening hooks, structured transaction monitoring, threshold alerts, and case management workflows.
Audit logs
Immutable, timestamped records of every sensitive action — customer edits, financial postings, permission changes, and administrator activity.
Risk management
Configurable risk categories, PAR (Portfolio at Risk) analytics, provisioning rules, and dashboards aligned to central-bank reporting norms.
Data protection
GDPR-aligned controls and Ghana Data Protection Act (2012) compliance: lawful basis, purpose limitation, minimisation, and subject rights workflows.
Regulatory compliance
Country-aware configuration for regulatory reporting, interest and tax rules, currency handling, and record retention across the countries we serve.
Shared responsibility
PillarsCore provides secure infrastructure, controls, and audit trails. Each financial institution remains responsible for its own licensing, policies, KYC/AML operations, and regulatory reporting under the laws of its country. Our team is available to support regulatory reviews and audits by providing evidence, logs, and technical documentation.